El Paso del Norte Region

Credit When Credit is Due


These workshops focus on providing the skills for the wise use of credit. Participants learn financial terms and definitions, as well as practical tools to incorporate in their spending habits and borrowing decisions that will eventually impact credit history.

By signing up in this workshop you can expect to:

Determine a healthy debt to income ratio
Understand loan agreements
Learn good credit practices

The workshop is offered monthly in both English and Spanish or independent study; it consist of 12 lessons - including 4 class meetings - that reinforce the importance of the wise use of credit and how to incorporate healthy financial habits into personal finances and lifestyles. It is offered monthly in either English or Spanish and independent study.

Lessons are self-contained and can be taken in any order desired. Graduates of the Credit When Credit Is Due program earn a certificate, registration in the national American Center for Credit Education database, and entry of a positive statement to all three national credit reporting agencies.

Cost: $25 - includes textbook, lessons, tests, certificate of completion, registration in the national American Center for Credit Education database, and a positive statement to all three national credit bureaus. Please call (915) 577-2530 to register.
CLASS SCHEDULE - Spanish and English